Can expats own 100 percent of a mainland company?

Yes. Most sectors allow full foreign ownership since 2021, with no local sponsor required.

How long does company setup take in 2026?

Mainland approvals take 10 to 15 working days; free zone setups finish in 5 to 8 days.

What is the minimum capital needed?

No minimum capital applies for most activities, though banks may request AED 50,000 in reserves.

How to Start a Business in UAE as an Expat

Choose Your Business Structure First

Expats can own 100 percent of mainland companies in most sectors since the 2021 reform. Free zones still offer full ownership but restrict trading inside the UAE. Decide early whether you need local clients or plan to export services.

Compare Mainland and Free Zone Costs

A mainland limited liability company costs AED 15,000 to AED 25,000 in first-year fees, including trade license and immigration card. Free zone packages start from AED 12,000 for a single visa and rise to AED 35,000 for larger offices. Annual renewal fees range from AED 8,000 to AED 18,000 depending on the authority.

Register Through the Correct Authority

Mainland setups require approval from the Department of Economic Development in your emirate, followed by ICP visa stamping and MOHRE work permits. Free zones such as DMCC, IFZA, or Meydan handle licensing internally, then coordinate with ICP for residency. Both routes now allow remote submission via online portals.

Secure Visas and Office Space

Every company must sponsor at least one residence visa for the owner. Mainland rules need a physical tenancy contract of at least 200 square feet in approved zones. Many free zones supply flexi-desks from AED 6,000 yearly that satisfy this requirement. Medical fitness tests and Emirates ID issuance take seven to ten working days.

Open a Corporate Bank Account

After receiving your trade license, visit a UAE bank with your passport, visa, and business plan. Most banks ask for projected turnover figures and proof of address. Processing takes two to four weeks; some free zones offer bundled account opening through partner banks in under ten days.

Handle Ongoing Compliance

Submit annual audited accounts if turnover exceeds AED 3 million. Maintain valid health insurance for all employees and renew your trade license 30 days before expiry. MOHRE requires wage protection system registration for any sponsored staff. Missing deadlines triggers fines starting at AED 500 per day.

Ask Tovi for more

Tovi knows current 2026 UAE rules, fees, and processes. Ask anything. Ask Tovi free →

Got more UAE questions?

Tovi knows current 2026 UAE rules, fees, and processes. Ask anything — visas, banking, housing, schools. Ask Tovi free →