Can I use a home-country will for UAE assets?

No. UAE courts require a DIFC or ADGM registered will to override Sharia rules for local property and accounts.

How much does a DIFC will cost in 2026?

A single will starts at AED 5,000. A mirror will for couples costs AED 7,500. Updates are AED 2,500.

Does a DIFC will cover all my assets?

It covers freehold property, local bank accounts, and most company shares. Government pensions and some mainland shares remain outside its scope.

Inheritance in UAE for Expats 2026: Wills and Sharia

Why inheritance rules matter for expats

Most expats hold property, bank accounts, and investments in the UAE. Without a registered will, local courts apply Sharia distribution rules that may not match your wishes. A valid will registered in DIFC or ADGM overrides these defaults and names guardians for minor children.

Default Sharia rules for non-Muslims

If you die without a registered will, UAE personal status courts divide assets according to Sharia. A surviving spouse receives one-quarter to one-eighth of the estate. Children receive fixed shares, and parents or siblings may also claim portions. The process can take 12 to 24 months and requires heirs to travel for court hearings.

Registering a DIFC or ADGM will

Non-Muslims can register a will at the DIFC Wills Registry or ADGM Courts. The document must be signed in front of two witnesses and a registrar. Fees start at AED 5,000 for a single will and AED 7,500 for a mirror will for couples. Once registered, the will covers UAE assets and can appoint guardians for children under 21. Updates cost AED 2,500.

Assets covered and excluded

A DIFC or ADGM will covers freehold property, bank accounts, shares in mainland or free-zone companies, and vehicles. It does not cover assets held in mainland company shares subject to 51 percent local ownership or government pensions. For those assets, heirs must still follow Sharia or the rules of the issuing authority.

Steps to create your will in 2026

First, list all UAE assets and their current values. Next, choose an executor and two witnesses who are not beneficiaries. Book an appointment at the DIFC Wills Registry or ADGM Courts. Bring your passport, Emirates ID, and property title deeds. After registration, store the original certificate with your other important documents and give copies to your executor.

Common mistakes to avoid

Many expats write a will in their home country only. UAE courts do not automatically recognise foreign wills for local assets. Others forget to update the will after buying new property or having children, which can create gaps. Review the document every two years or after any major life event.

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