Inheritance Rules UAE 2026: What Heirs Actually Receive
Non-Muslim expats in the UAE can now pass assets under their home-country law, while Muslim heirs follow Sharia shares. Here is the exact 2026 breakdown.
Who the Rules Apply To
Since the 2020 law update, non-Muslim residents can choose their home-country inheritance rules for assets in the UAE. Muslim residents remain under Sharia distribution. The change covers bank accounts, property, shares, and vehicles registered in the UAE as of 2026.
Non-Muslim Expats: Home Law Route
To apply your national law, file a will with the DIFC Wills Registry or Abu Dhabi Judicial Department. Registration costs AED 2,500 for a single will and AED 3,500 for mirror wills. Once registered, the document bypasses local Sharia courts and goes straight to the execution judge. Without registration, assets default to Sharia shares even for non-Muslims.
Muslim Heirs: Fixed Sharia Shares
Under Sharia, a surviving wife receives one-eighth of the estate if there are children, or one-quarter if there are none. Sons receive twice the share of daughters. Parents each receive one-sixth when children exist. The remaining balance is divided among the children according to these ratios. MOHRE death certificates and ICP residency cancellations must be obtained first before probate begins.
Property and Joint Accounts
Real estate held in a single name follows the will or Sharia. Jointly titled property passes to the surviving owner without probate if both names appear on the title deed issued by DLD. Bank accounts with a "survivor" clause release funds within 10 working days after RERA issues a no-objection letter. Without the clause, heirs must obtain a succession certificate from the competent court.
Steps to Protect Your Estate
Register a will before any health issues arise. Keep digital copies of passports, title deeds, and bank statements in a secure folder. Update the will after marriage, divorce, or the birth of a child. Notify your bank and DEWA of the will location so utility accounts can be transferred smoothly. Review the document every two years to match current UAE rules.
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Frequently asked questions
Can I use a foreign will in the UAE?▾
Only if it is registered with DIFC or ADJD; otherwise Sharia applies by default.
How much does probate cost?▾
Court fees start at 3 percent of estate value or AED 25,000, whichever is lower.
What happens to my car?▾
RTA transfers the vehicle to heirs after a succession order or registered will is presented.
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