Dubai Property Valuation Fee 2026: DLD Rate

What is the DLD property valuation fee?

The Dubai Land Department charges a valuation fee on every mortgage application and on certain sale transactions. The fee covers an independent market-value assessment by a DLD-approved valuer and is separate from the 4 percent transfer fee.

2026 DLD valuation fee rates

For both mortgage and sale valuations the fee is fixed at 0.4 percent of the property value, with a minimum of AED 2,500 and a maximum of AED 10,000. The amount is paid directly to the valuer, not to DLD.

When the fee applies

• New mortgage or equity-release applications
• Property sale transactions where the buyer finances through a bank
• Refinancing an existing mortgage
• Some off-plan unit resales that require bank approval

Approved valuers and booking process

Only valuers on the current DLD-approved list may be used. You or your bank selects one valuer from the list, books the inspection, and pays the fee. The valuer submits the report electronically to DLD within five working days. No valuation is required for cash purchases under AED 5 million unless the buyer requests it.

Payment timing and refunds

The valuation fee is paid before the inspection. If the transaction is cancelled before the report is issued, most valuers refund 50 percent. Once the report is submitted to DLD, the fee is non-refundable.

Common mistakes to avoid

• Using a non-approved valuer, which delays bank approval
• Forgetting to budget the fee on top of the 4 percent transfer fee and 1 percent admin fee
• Assuming the seller pays, when the buyer usually covers valuation costs in financed deals

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