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AI-assisted content notice: This article was written with AI assistance and reviewed by the Tovi team. UAE rules and fees change — always verify with official sources before acting. Last reviewed: July 2026.
🪪 Expat lifeFamily Law✓ Verified Jul 2026

DIFC Wills for Non-Muslims: How They Override Sharia in 2026

DIFC wills let non-Muslim expats in the UAE control asset distribution instead of default Sharia rules. Costs range AED 5,000-10,000. See the 2026 steps.

·5 min read·By the Tovi UAE Team
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Photo by David Rodrigo on Unsplash

Why a DIFC Will Matters for Non-Muslim Expats

Without a DIFC will, UAE inheritance for non-Muslims follows Sharia by default. This means fixed shares for spouses, children, and parents. A DIFC will changes that. You choose exactly who receives your assets and in what proportions. The Dubai International Financial Centre Courts enforce these wills for property, bank accounts, and company shares located in the UAE.

Who Can Make a DIFC Will in 2026

Any non-Muslim adult over 21 with assets in the UAE qualifies. You do not need to live inside the DIFC or hold a DIFC visa. A standard residence visa is enough. Both single and married expats use DIFC wills. Married couples often prepare mirror wills to cover joint and individual holdings.

Assets Covered and Assets Excluded

A DIFC will covers UAE real estate registered with the Dubai Land Department, local bank accounts, and shares in mainland or free-zone companies. It does not cover property outside the UAE, DIFC-based entities under separate DIFC rules, or assets already held in joint names with right of survivorship. Pensions and end-of-service gratuity follow separate labour rules set by MOHRE.

Cost and Process in 2026

Professional drafting plus DIFC Court registration costs AED 5,000 to AED 10,000. The process has three clear steps. First, meet a DIFC-approved will draftsman who checks your assets and family situation. Second, sign the document in front of two witnesses and the draftsman. Third, register the will with the DIFC Court online portal. Registration normally completes within five working days and the will stays valid until you revoke or replace it.

Common Mistakes to Avoid

Many expats try to write their own will using templates found online. These are usually invalid under DIFC rules. Others forget to update the will after marriage, divorce, or buying new property. A third group assumes a home-country will covers UAE assets. Only a DIFC will is recognised by the DIFC Courts for local holdings. Review your will every two years or after any major life event.

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Frequently asked questions

Does a DIFC will override Sharia for all assets?

No. It overrides Sharia only for assets located inside the UAE. Overseas property follows the law of that country.

How long does DIFC will registration take?

Registration usually finishes within five working days once the signed document reaches the DIFC Court portal.

Can I change my DIFC will later?

Yes. You can revoke or replace it at any time by making a new will and registering it with the DIFC Court.

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