How Much Does It Cost to Own a Car in Dubai?
Annual car ownership in Dubai costs between 18,000 and 35,000 AED for most expats. Petrol, Salik, parking, insurance, and maintenance add up fast.
Registration and Insurance Fees
Every vehicle needs RTA registration renewal each year. For a standard saloon under 2,000 cc the fee is 600 AED, while larger engines pay 800 AED. Third-party insurance starts at 1,200 AED for clean records, and comprehensive cover usually ranges from 2,500 to 4,500 AED depending on car value and driver history.
Petrol and Salik Tolls
Most expats budget 4,500 to 7,000 AED yearly for fuel. A mid-size sedan averages 12 litres per 100 km and petrol hovers around 3.15 AED per litre in 2026. Salik gates on Sheikh Zayed Road and other highways add another 1,200 to 2,400 AED if you commute daily across the city.
Parking Costs
Paid parking is common in most Dubai neighbourhoods. Monthly residential permits cost 300 to 600 AED, while daily RTA street parking runs 2 to 15 AED per hour. Mall and hotel lots charge 25 AED for the first three hours then 10 AED hourly. Factor in 3,000 to 5,000 AED per year if you park in paid zones regularly.
Maintenance and Tyres
Annual service at authorised centres starts at 1,200 AED for routine checks. Independent garages charge 700 to 900 AED but may affect warranty. Budget 2,000 AED for new tyres every 40,000 km and another 1,000 AED for unexpected repairs such as brake pads or battery replacement.
Depreciation and Resale
Cars lose 15 to 20 percent of value in the first year. After three years many expats sell before major services are due. Keeping service records from authorised centres helps secure a higher resale price when you upgrade or leave the UAE.
Ask Tovi for more
Tovi knows current 2026 UAE rules, fees, and processes. Ask anything. Ask Tovi free →
Got more UAE questions?
Tovi knows current 2026 UAE rules, fees, and processes. Ask anything — visas, banking, housing, schools. Ask Tovi free →
Frequently asked questions
How much is RTA car registration in Dubai?▾
Saloon cars under 2,000 cc pay 600 AED per year. Larger engines pay 800 AED.
What is average annual petrol cost?▾
Most drivers spend 4,500 to 7,000 AED yearly depending on commute distance and vehicle efficiency.
Do I need comprehensive insurance?▾
Third-party is the legal minimum, but comprehensive is recommended and costs 2,500 to 4,500 AED.
Still have questions about driving?
Ask Tovi — your free AI assistant for UAE life. Instant answers in 10+ languages, 24/7.
Ask Tovi about driving →